Calculators & Tools
When you’re planning to buy, sell, or refinance a home in Utah, the right numbers make all the difference. These tools are designed to give you quick answers so you can make smarter decisions before you take the next step.
Available Tools
- Mortgage Payment Calculator – See what your monthly payment could look like based on loan amount, interest rate, and term. Adjust the numbers to compare different scenarios and find the payment that fits your budget.
- Rent vs Buy Calculator – Not sure if you should keep renting or buy a home? This calculator shows the long-term financial difference so you can see when owning starts to pay off compared to renting.
- Rent vs Sell Calculator – Thinking about moving but not sure if you should keep your current home as a rental? This tool helps you compare potential rental income against selling and using the equity for your next home.
- Down Payment & Closing Cost Estimator – Wondering how much cash you’ll need to close? This calculator gives you an estimate of your down payment and closing costs based on the loan program you choose.
Calculator FAQs
Calculators provide a general estimate based on the information you enter. Actual payments can differ once taxes, insurance, and loan program details are included.
Some calculators allow you to add those numbers manually, but they are not always included by default. Your true monthly payment will also reflect these costs.
No. Calculators only estimate payments and costs. Qualification depends on credit, income, debts, and the loan program you choose. A licensed loan originator can review your full situation and let you know what you qualify for.
No. Loan Estimates are detailed disclosures you receive after applying with a lender. Calculators are best for planning and exploring options before you apply.
These calculators are provided for educational purposes only and give general estimates based on the numbers you enter. Results may not reflect your actual loan terms, payments, or closing costs. For personalized guidance and accurate figures, please contact a licensed mortgage loan originator to review your options.