Calculators

Mortgage Payment Calculator (PITI + PMI) – Estimate your monthly mortgage payment including principal, interest, property taxes, homeowners insurance, HOA dues, and PMI.

Refinance Savings Calculator – See how much you could save by lowering your interest rate, changing your loan term, or refinancing into a new program.

Affordability Calculator – Find out how much home you can afford in Utah based on your income, debts, and down payment.

Loan Comparison Calculator – Compare different mortgage options side by side to see which loan oƯers the best fit for your budget and goals.

Extra Payment / Payoff Calculator – Discover how adding extra payments can reduce your interest costs and help you pay oƯ your mortgage faster.

HELOC / Cash-Out Refinance Calculator – Estimate how much equity you can access from your home for remodeling, debt consolidation, or investment opportunities.

ARM vs Fixed-Rate Calculator – Compare adjustable-rate mortgages with fixed-rate loans to understand payment differences and long-term costs.